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20-Jul-2020 21:59

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You use the cash difference to pay off other debts – typically those with higher interest rates, such as credit card balances.

Because a home is often a person’s largest asset – and because interest rates on mortgages are often much lower than on things like credit card debt – refinancing to a debt consolidation loan is a popular way to bundle or consolidate many obligations into one loan.

By consolidating your many obligations into a single one, you can often lower your interest rate and end up with a lower monthly payment.

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Debt consolidation allows people who are struggling with their finances to group their obligations into a single payment.Once you have entered everything you wish to consolidate, click on the "Calculate Current Debts" button.

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