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The bank intends that the customer hold the CD until maturity, at which time they can withdraw the money and accrued interest.In exchange for the customer depositing the money for an agreed term, institutions usually grant higher interest rates than they do on accounts that customers can withdraw from on demand—though this may not be the case in an inverted yield curve situation.The Truth in Savings Regulation DD requires that insured CDs state, at time of account opening, the penalty for early withdrawal.
Privacy: The information you provide will be used by International Limited and/or Dating Limited, Meetic’s group companies (by which we mean Meetic, any parent company of Meetic, and any subsidiaries of Meetic or its parent company), and their service providers located within and outside of the European Union (described herein as, the “Meetic Group”) in order to provide you with access to the Meetic Services.The consumer who opens a CD may receive a paper certificate, but it is now common for a CD to consist simply of a book entry and an item shown in the consumer's periodic bank statements. Consumers who want a hard copy that verifies their CD purchase may request a paper statement from the bank, or print out their own from the financial institution's online banking service.Withdrawals before maturity are usually subject to a substantial penalty.Buy CD Singles at Matt's CD Singles, The CD Single specialists.
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These allow for a single readjustment of the interest rate, at a time of the consumer's choosing, during the term of the CD.