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Dave says, "Personal finance is 80% behavior and only 20% head knowledge." Even though your choices landed you in a pile of debt, you have the power to work your way out! The solution isn’t a quick fix, and it won’t come in the form of a better interest rate, another loan, or debt settlement.
The solution requires you to roll up your sleeves, make a plan for your money, and take action!
Debt settlement is a scam, and any debt relief company that charges you before they actually settle or reduce your debt is in violation of the Federal Trade Commission.
The truth is debt consolidation loans and debt settlement companies don’t help you slay mammoth amounts of debt.
You don’t need to consolidate your bills—you need to delete them.